As a single living on teachers’ salary, I was able to purchase a new home, but always lived pay check to pay check.  Dealing with money and budget was pretty intimidating and overwhelming and always left me feeling like I wasn’t quite going to make it.  I had tried refinancing in the past, but always had a negative experience simply being reminded how much I don’t have.  I was also afraid of getting in over my head financially and really needed to work with someone I could trust.

 A friend encouraged me to give Ingrid a call.  I sent her my information – monthly income, expenses and bills, and step by step she led me through the process of refinancing, helping me decide which debts to roll into the new mortgage (pointing out that one or two already had a lower interest rate so it was better to leave them separate.)  Most importantly, she helped me understand all of the details and feel confident in my decisions.

 I couldn’t believe it when she found a mortgage that not only consolidated my debts, but lowered my monthly house payments by hundreds of dollars.  I was able to end each month “in the black” and for the first time ever, I felt was able to keep up and even get ahead.

 Thanks Ingrid, for making the process painless and for honoring all that I do have!  It’s wonderful to feel confident when it comes to finances.  I may never be rich, but I’m finally secure and it is such a relief!  You helped me feel good about where I am. 

 Gretchen S.

 

A little note on my experiences working with Ingrid…

You hear so much these days about mortgage brokers having steered home buyers into loans with terms they didn’t understand or realistically couldn’t afford.  Many of them may have been persuaded and enticed by “GREAT TERMS YOU CAN AFFORD!” 

I consider myself to be an educated buyer, a degree in Accounting, own several investment properties and generally up to speed.  Ingrid always reviews with me the COMPLETE terms of my loans, what to realistically expect and how the market fluctuations could ultimately affect me.  To my surprise, I learn something every time!

I like to think her attention to my loans was a specialized treatment for me and others couldn’t possibly expect the same, devoted attention to small details but I know I’m no different. 

My first mortgage with her I was traveling full time, faxing her information from truck stops in middle-America, random dropped cell phone calls and a questionable state of employment.  She stuck in there in spite of some of the random things I dropped on her at the last minute… (Oh, by the way, I lost my job...).

Ten mortgages and many properties later, I just wanted to say she hasn’t led me astray, keeps me informed and has always helped me find the right terms.   

Isaac F. Mertes, Federal Way, WA